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We report on all news and features regarding housing policy.
We have a long history of working in the property market through its research, housing practice and policy development work. Levels of owner occupation have increased a lot in the last six decades. It now makes up for about 70% of all property.
But it’s far from a risk-free tenure. From 1988 to 1997, almost half a million households had their home repossessed, and these levels of repossessions are regrettably rising again in today’s economic downturn.
Our research shows that losing their home is very upsetting for the whole family, incurring long term consequences.
There are a few measures in place to assist people in financial difficulty, but there is a necessity to examine longer term possibilities to make the system sustainable for residential properties.
In the summer of 2008, a round up document which compares some of the rising issues of the current economic difficulties with those in the early 1990s. We hope that this will help mean that past research are taken into consideration as policy makers develop their responses to the difficulties of nowadays.
It shows that, although there are several differences with historic housing market downturns, there are also many similarities, mainly the lack of more sensible solutions to stop the most financially vulnerable from encountering prolonged arrears and eventually repossession.
With this and the links to the broader housing system in mind, we launched a new programme to examine long term possibilities for a change.